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3957 E Highway 42 , None, KY 41095

$139,900.00
  • 3957 E Highway 42 , None, KY 41095 Main Photo

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New to the Market Active
BEDS2 BATHS1 full SQUARE FEET600 MLS#RA20262828
STATUSActive PROPERTY TYPEResidential - Single Family

Property Description

WELCOME TO 3957 HIGHWAY 42 EAST IN WARSAW! Tucked along Little Sugar Creek with access to the Ohio River in Gallatin County, Kentucky, this cozy little cottage on 0.8± acres is set up perfectly for long summer weekendsâ??or full-time river life if thatâ??s your thing. If youâ??re in the Cincinnati or Northern Kentucky area and love being on the water, this oneâ??s worth a look. Tired of hauling your boat or jet skis back and forth every weekend? This place solves that. Leave your gear here, show up, and get straight to enjoying the water. A private dock on the creek makes for easy access, along with a public boat ramp just down the road for launching. Included is an extra lot with plenty of space for boats, trailers, or weekend games like cornhole and volleyball. The cottage offers two bedrooms and can comfortably sleep four to five (depending on how good of friends you are), as well as a freshly updated shower, AC to cool off after a hot day, and everything you need to relax. Just stock the fridge, fire up the grill, and youâ??re set. Thereâ??s also a patio and second-story deck for hanging out in the evenings. This could be your personal summer spotâ??or turn it into a short-term rental and let it help pay for itself when youâ??re not using it. Enjoy that hard-to-find mix of water access and privacy. If youâ??ve been thinking about having your own place on the water, this is a solid, affordable way to make it happen.

Property Features

Property Type: Residential - Single Family
Cooling: Ductless Splits
Heating: Ductless Splits
Home Style: 2 Story
Lot Size: 0.8 Acres
Roof Type: Shingles
Stories: 2.0
Year Built: 1990

Amenities

Ceiling Fan(s)
Balcony
Covered Patio
Deck
Garden Area
Mature Trees
Outdoor Lighting
Porch

Feature Descriptions

Appliances/Equipment: None
Basement: None
Bathroom Features: Separate Shower
Exterior: Veneer
Fireplace/Wood Stove Features: None
Floor Coverings: None
Foundation: Block, Pier/Pillar
Garage: None
Kitchen Features: Microwave, Pantry, Range/Oven, Range Electric, Refrigerator
Lake Property: Dock, River Front, River View, Water Front, Water View
Lot Dimensions: 0.8 Acre(s)
Parcel #: 28-SBC-04.03
Sewer: Septic System
Special View Info: Water View
TV/Cable: Cable Available
Water: In-Not Connected, Water Available, None
Window Treatments: Blinds

Local Schools

High School: Gallatin County
Middle School: Gallatin
Elementary School: Gallatin Upper

Listed By / Shown By

Listed By

Agency Name: Smalltown Hunting Properties & Real Estate
Agency Phone: 270-791-4142

Shown By

Agency Name: RE/MAX Preferred & Auction
Agent Name: Michael Miller Broker / Principal Auctioneer
Agent Phone: (270) 792-1093

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Estimated Payment

$ 597.30 per month $556.49 Principal & Interest $0.00 Property Tax (data not provided by mls) $40.80 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/15/2026. The listing information on this page last changed on 05/15/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Southern Kentucky MLS (last updated Fri 05/15/2026 9:54:58 AM EST) or My State MLS (last updated Fri 05/15/2026 11:50:26 AM EST) or (last updated Fri 05/15/2026 11:52:12 AM EST). Real estate listings held by brokerage firms other than RE/MAX Preferred & Auction may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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